About Our Firm

Since 1959, our firm has been providing quality, personalized financial guidance to local individuals and businesses. Our expertise ranges from basic tax management and accounting services to more in-depth services such as audits, financial statements, and financial planning.

Our Mission

Leaf & Cole, LLP, established for over 50 years, is a full service accounting firm providing the highest quality tax, accounting, audit, and consulting engagements. Our mission is to create value and efficiencies for clients by providing professional, personalized attention through timely and accurate service.

Our Team

Steven W. Northcote, CPA, Managing Partner

Steve joined Leaf & Cole, LLP in 1977 and became a partner in 1983. Steve serves the firm as the head of the auditing practice and specializes in water districts, nonprofit entities and the affordable housing industry. In addition, he prepares individual, corporate and partnership income tax returns. He has served as managing partner of the firm since 1997.

Education:

  • B.S. in Accounting, San Diego State University (1975)
  • AICPA's Certificate of Education Achievement in Governmental Accounting and Auditing
  • AICPA's Certificate of Education Achievement in Nonprofit Accounting and Auditing

Professional Designation:

  • Certified Public Accountant in California

Areas of Expertise:

  • Accounting and Auditing
  • California Special Districts
  • Nonprofit Entities
  • Affordable Housing

Professional and Civic Involvement:

  • Member of the American Institute of Certified Public Accountants
  • Member of the California Society of Certified Public Accountants
  • United Way of San Diego, Past Vice-Chairman of the Board and Chairman of the Finance Committee
  • Combined Health Agencies, Past Chairman of the Board and Board Member
  • Scripps Ranch Old Pros, Past President and Chairman of the Board
  • American Lung Association of San Diego and Imperial Counties, Past Officer and Board Member
  • Special District Board Management Institute, Instructor and Seminar Speaker

swnorthcote@leaf-cole.com

Michael S. Schreibman, CPA, Partner

Michael joined Leaf & Cole in 1983 and has served as tax Partner of the Firm since 1989. Michael serves the Firm as the director of the tax practice and specializes in real estate and small business taxation. In addition he prepares individual, corporate and partnership income tax returns.

Education:

  • University of Cincinnati, Master of Science in Taxation , 1981
  • The Ohio State University, Bachelor of Science in Business Administration, 1979

Professional Designations:

  • Certified Public Accountant in California

Areas of Professional Expertise:

  • Real Estate Taxation
  • Estate and Financial Planning
  • Partnerships
  • S-Corps
  • Corporations
  • Limited Liability Corporations
  • Estates and Trusts
  • High Technology
  • Distributors including Domestic and Foreign, Entities
  • QuickBooks Professional Advisor

Professional and Civic Involvement:

  • Member of the American Institute of Certified Public Accountants
  • Member of the California Society of Certified Public Accountants

mschreibman@leaf-cole.com

Michael J. Zizzi, CPA, Partner

Mike joined Leaf & Cole, LLP in 1989 and was admitted as partner in 1998. Mike serves the firm in the accounting and auditing practice and specializes in water districts, nonprofit entities, the affordable housing industry and small businesses. In addition, he prepares individual, corporate and partnership income tax returns.

Education:

  • BSBA, California Polytechnic University, San Luis Obispo (1986).

Professional Designations:

  • Certified Public Accountant in California

Areas of Expertise:

  • Accounting and Auditing
  • Individual and Small Business Taxation Consultant
  • Single Audit
  • Nonprofit Organizations
  • Water Districts
  • Affordable Housing Industry
  • Implementation of Governmental Accounting Standards Board Statement No. 34 ABasic Financial Statements--and Management's Discussion and Analysis--for State and Local Governments

Professional and Civic Involvement:

  • Member of the American Institute of Certified Public Accountants
  • Member of the California Society of Certified Public Accountants
  • Association of California Water Agencies, Associate Member

mjzizzi@leaf-cole.com

Nicholas M. Gines, CPA, Partner

Nicholas began his accounting career at Leaf & Cole, LLP in 1997. He became a partner in 2005. Nicholas specializes in real estate taxation, including construction, development and syndicated partnerships. Based on his knowledge and experience, Nicholas has provided valuable advice to high-net-worth commercial and residential property owners.

He also lends his expertise in consulting and individual and corporate tax preparation (partnerships, S and C corporations, limited liability companies) to all-size businesses, ranging from professional services, technology and retail to manufacturing, health care and hospitality.

Education:

  • University of Arizona, Bachelor's of Science in accounting and finance, 1995

Professional Designations:

  • Certified Public Accountant in California

Areas of Expertise:

  • Real Estate Taxation
  • Partnerships
  • S Corporations
  • Limited Liability Companies
  • Quickbooks

Professional and Civic Involvement:

  • Member of the American Institute of Certified Public Accountants
  • Member of the California Society of Certified Public Accountants

ngines@leaf-cole.com

Julie A. Firl, CPA, Partner

Julie joined Leaf & Cole, LLP in 1993 and was admitted as a partner in 1998. Julie manages the firm’s auditing practice and specializes in nonprofit entities, the affordable housing industry, employee benefit plan audits and small businesses. In addition, she prepares nonprofit information returns, corporate and partnership income tax returns.

Education:

  • BSBA, University of Denver, Accounting (1983)
  • AICPA Certificate of Education Achievement Government Accounting and Auditing

Professional Designations:

  • Certified Public Accountant in California

Areas of Professional Expertise:

  • Accounting and Auditing
  • Single Audit (A-133)
  • Nonprofit Organizations
  • Affordable Housing Industry
  • Employee Benefit Plan Audits
  • Small Business

Professional and Civic Involvement:

  • Past Treasurer and Director of Combined Health Agencies
  • Member of the American Institute of Certified Public Accountants
  • Member of the California Society of Certified Public Accountants

jafirl@leaf-cole.com

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